Did you know that you could be refused a job because of something false that has been written on your recorded medical details? This is true, if you are known to have a disability, whether it is fact or fiction, you could be turned down. You would be categorized as a risk, especially if the company offers insurance, as they would deduce that you would cost more money to hire. The same can be said for qualifying for health insurance, where your medical records show that you would be in need of prescription drugs, medical consultations, and a greater chance of emergency care. It is indeed a difficult situation if you do actually suffer from a disability. Moreover, given that you do not have any disability at all you could be refused insurance, while also being fully unqualified for any financial assistance for the supposed disability.

An example of incorrect data that could be made on your record would be a diagnostic error. It could be that you requested your doctor to examine a suspicious lump on your breast. On the first examination he may presume that it is a malignant growth. Most people would get another opinion or go for a more complete examination. If the second doctor determines that it is just a cyst and has it taken out, your medical records would show that you have no cancer. However, if this consultation was documented wrongly, or not at all, you might have difficulty getting insured and have no idea why. If you kept a record of the second visit that detected the cyst, this situation would be easily settled and your recorded medical details would be accurate.

Human error is basically a part of life, together with errors on medical documents. It is essential to have your own recorded medical details, so that insurance companies have correct information about you, and your medical condition. If you are being rejected for insurance and have no idea why, you should be warned to ascertain that your medical records are in order. This problem can be corrected quickly and easily if you are diligent enough to keep your personal set of precise medical records.

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